📜 Terms & Conditions for Habid.app

Effective Date: [1st June 2025]
Last Updated: [26th June 2025]


1. Acceptance of Terms

By downloading, installing, or using the Habid.app (“App”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, please do not use the App.


2. App Description

Habid is a smart savings and habit-building application designed to help users cultivate long-term saving habits using behavioral psychology and practical financial strategies. Features include:


3. Eligibility

You must be at least 16 years old to use this app. By using Habid, you confirm that you meet this requirement.


4. Registration and Fees

Users are required to register to use premium features. A one-time registration fee of ৳30 applies. This fee is non-refundable. Your information is stored securely and is not shared with third parties.


5. Use of the App

You agree to use the app only for personal, non-commercial purposes. You may not:


6. Data & Privacy

We are committed to protecting your privacy. Your savings data, goals, and usage history are stored securely and used only to improve your experience. No personal financial transactions (like bank integration) are required or handled by this app.


7. Disclaimers


8. Limitation of Liability

We are not responsible for any loss, savings errors, or damages arising from the use of this app. Use of Habid is at your own risk.


9. Modification of Terms

We may update these Terms at any time. Continued use of the app after changes means you accept the new Terms.


10. Contact Us

For any questions or concerns about these Terms, please contact:
📧 info@habid.app


Reminder: Habid is your personal coach for financial discipline, not a banking service. Your journey to better savings starts with daily habits!